As Bert alludes to, this is a very dicey subject. It’s not as bad as when the mixed spouse is the male as opposed to the female however.
In the case of the male spouse being Indonesian I understand that legally binding agreements can be executed wherein the male states that in the event of his untimely death, the property reverts in ownership to “so and so” (an Indonesian family member in most cases), and that an agreement is entered, between that likely family person and the spouse, wherein the foreign spouse is allowed to live at that residence for as long as she wants. In absence of such an agreement, my understanding is that Bert is totally correct.
If children are involved, it gets more complicated. If the children of the mixed couple are Indonesian, and their father is Indonesian, then no problems with the land transfer to their name(s). However, if the children are under the citizenship of the foreign spouse, and have not opted for Indonesian citizenship, (likely because they are under age) then once again, in that “last will and testament” (lack of better words to describe it), the Indonesian father could stipulate that once, and only upon any of his children exercising their right to Indonesian citizenship, the property then reverts to them.
For the mixed couple wherein the male is the foreigner, it gets much more complicated, and whatever happens will require the love and trust of the nuclear family of the female who has passed, leaving the foreign male spouse, and perhaps children. This is my own personal situation, and as I understand it, no written agreements or any legal documents are available to protect either me, or our three boys unless by way of a PMA, or licensed foreign investor…which is quite expensive.
In my own case, I can only rely on the bond of my Balinese family to pull us through something as horrible as the loss of my Balinese wife. Legally, I am well aware that I am very vulnerable, but relying on closer ties than the law, I am very comfortable, and frankly, I never give it a second thought.
As a final note, any such agreements discussed here must be undertaken by an attorney and not a notaris. Notaris are fine for land certificates and other matters, but if ever needed to be argued in court, an attorney is the only way your case could, or would be effectively presented. OK, that’s it.
PS, as a quick afterthought, it is comforting to know that immigration issues, marriage laws, issues of spousal rights over their children are all currently on the National DPR’s table. With such changes in family and immigration laws one can easily assume that property rights will soon follow. As Martha Stewart would say, “that’s a good thing.”
PPS…as a final, and I promise, final point, in the words of one of the preeminent attorneys in Indonesia as put it to me, “the only agreements worthwhile are the ones already upheld in court in favor of the Tamu.”