if you stay long enough, open a local bank..
coz citibank charge you huge amount of money monthly...
and local gaves you more service as well..(atms, debit, etc)
id suggest BCA or mandiri....
i never had a relationship with balinese...
but i think its a matter of sacrifice and understanding..
cultural diversity is not a major problem..
the major thing is wether both person could give sacrifice to maintain the relationship...
and how big the "willing" for it..:)
in my opinion, its better to change in bali..
coz the rates are competeng between one and another...
sydney airport gaves you very expensive rates i think..
but you can find cheaper rate at george street (haymarket(, its beside the vietnamese restaurant called pasteur if im not mistaken...
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