This may fly in the face of some earlier comments but we ,after finding and leasing our land , drew up the plan, gave an Australian ex headmaster, who runs and leases villas at Private Ubud Villas, the money to build, went back to Australia, came back a year later and bingo it was all built. A 3 bedroom cement rendered, tile roof villa , fully furnished, garden all laid out ,pool crystal clear, tv ,stove, cooking utensils, books, pictures on the wall, the lot just walk in.. 5 years later it’s still immaculate. In my experience Balinese tend not to keep up general maintenance so after the initial build it just deteriorates. I suppose it all boils down to who is honest and who isn’t. We must have been lucky I guess.