murphy wrotethanks sounds like you were very lucky to avoid this i dont want to pay any of this as you said cost more the older you get im 55 and looking at 57 /58 to stop working .the other thing i have to think about is is where to invest money TERM DEPOSIT so i can live of the interest if i leave it in australia and live in bali i will be hit 32cents in the dollar tax on the interest.if i do it in indonesia 20% but do i trust indo banks got any ideas ?
Murphy, go and talk to the CBA bank, I have used their services, and mostly have been satisfied. Their interest rates are much better than Australian banks.
