sunnycoast wrote
Why no go for the full covered health insurance and not taking any risks?
The reason for looking at all other options in addition to the full covered health insurance is the very high cost of the health insurance compared with an alternative of travel insurance.
My concern with the travel insurance is that we actually live in Bali and I would worry that the insurance company could argue that we weren't actually travelling, therefore the policy is void.
It is interesting how relative things can be. In Bali we focus on being evacuated to Singapore or Australia in the event of a serious health issue.
Recently we were talking to a woman from the U.K. who has lived on the tiny island of Gili Trewangan for years. She had a stroke and was ever so grateful to be evacuated by helicoptor to Bali. She cannot speak highly enough of her neurologist at BIMC where she says she had the very best of care.
