I have just been through this with my agent, seems like if I post the information it will be useful to many who choose not to buy health insurance:
This is my agents words copied and pasted when I asked if it's possible to come in to Indonesia no insurance:
You don't need the insurance but later you will have to sign the statement if anything happens like you get the covid then the expenses must be on you.
Hope that helps, if it's not mandatory I sure as hell won't be buying it. Once when I did buy it it was only as good as much cash as you had on hand and then it's up to you to claim it back in your home country.
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That was in fact correct up until yesterday when the Covid 19 Task Force released circular letter No. 20 which reads (by Google translation):
(See the original here:
https://covid19.go.id/p/regulasi/surat-edaran-nomor-20-tahun-2021)
8. International Travellers with the status of Foreign Citizens (WNA) with the purpose of traveling can enter Indonesian territory with the following conditions:
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It remains unclear if a KITAS/KITAP holder is considered to be a traveller for the purpose of this clause but at the start of the circular they define a traveller as:
When I came in April I had the required letters at that time i.e. one stating that I would pay for Covid treatment if required, one stating that I agreed to and would pay for the quarantine and one stating that I would pay for any health monitoring required during the quarantine (PCR tests) but nobody asked for them at Jakarta airport and that will probably be the case with this insurance thing but who can tell. Anyone who applied for and received a visa before yesterday could supply a letter instead of insurance so who knows where they stand now but the rules change by the day of course and immigration workers are probably as confused as we are.