MikeG
i know that there has been discussion on this subject before, but I can't find it. Directions, please.I am on a retirement visa, sponsored by my Indonesian wife. She has checked with BPJS Kesehatan about how can I be registered. She has been told that expats who are sponsored by a company are eligible, but those sponsored by a private individual cannot - so I don't qualify. Anybody have a different version/experience?
tel522
normally your retirement visa is sponsored by a company ? if your on a married visa bpjs will be no problem
spicyayam
Yeah, maybe you are on a spouse visa. I have heard people on retirement visas can't get BJPS, but this could be different if you are married to a local.We have had the opposite experience with BPJS, they wouldn't leave us alone until we joined.
davita
I am on a retirement visa, sponsored by my Indonesian wife. [/QUOTE]I suggest you look and see what kind of visa (Kitas/Kitap) you hold as a retirement visa cannot be sponsored by an Indonesian wife.A retirement visa is sponsored by a registered agent for that purpose. In Bali I know of some people that have been rejected for BPJS with a retirement visa.A spousal visa is sponsored by an Indonesian spouse. I know of many who have been accepted for BPJS with a spousal visa.If working for a Company with an IMTA, for over 6 months, it is mandatory to be registered with BPJS.
Dick Rector
I am on a retirement KITAP with an agent as sponsor. I do have BPJS but registered before this new rule. Retirement kitas/kitap holders, can NOT register with BPJS anymore.With a workpermit-visa it seems you still can.
davita
I am on a retirement KITAP with an agent as sponsor. I do have BPJS but registered before this new rule. Retirement kitas/kitap holders, can NOT register with BPJS anymore.[/QUOTE]Dick's information is what I also heard. At first some on Retirement Kitas were given BPJS but that door has been closed.I just had colon cancer surgery in Bali and paid for it myself as I'm too old to have any reasonably priced insurance. I asked the surgeon what if I'd had BPJS and he said I'd be waiting a long time to get the surgery as BPJS patients, unless an emergency, are listed and have to line-up for treatment.News yesterday is BPJS is bankrupt, even including the increased premiums, and forecast the future will also not self-fund. The federal Gov't has had to bail it out.
tel522
bpjs is a copy the uk nhs , its based on need just like the nhs , also in the uk if you want to beat the Q, you can only do it with insurance or pay.ya there is a deficit , I think only to be expected at the start, as all the sick come on to the system , the ones who could not afford treatment before bpjs , I think indonesia should be congratulated for bpjs , the best endeavor by the government since I arrived here 8 years ago, ya its not perfect iv heard especially in high population areas of java , but its better than nowt !I hope it continues to improve
davita
The UK system is compulsory and everyone that works gets a National Insurance (NI) number....and their contribution is deducted at source from salary.BPJS system is voluntary and most don't contribute till they need it....then they join.It is however a good start but IMO not really suited for retirees like myself. I didn't retire to Indonesia to take anything from the taxpayer....indeed, I contribute to Indonesia's economic welfare more than dictated by the retiree visa. I just wish the Gov't would appreciate that and make the administration of visas and ownership of property etc a lot less difficult.
ronb
.......................News yesterday is BPJS is bankrupt............[/QUOTE]The word bankrupt usually implies the operation is folding up and everyone who thought they may benefit should give up. So I think it is an alarmist word that is inappropriate here. A recent Jakarta Post article is at [url=http://www.thejakartapost.com/news/2016/03/23/govt-lays-out-plans-cover-bpjs-deficit.html]Govt lays out plans to cover BPJS deficit - The Jakarta Post[/url],
davita
The word bankrupt usually implies the operation is folding up and everyone who thought they may benefit should give up. So I think it is an alarmist word that is inappropriate here. A recent Jakarta Post article is at [url=http://www.thejakartapost.com/news/2016/03/23/govt-lays-out-plans-cover-bpjs-deficit.html]Govt lays out plans to cover BPJS deficit - The Jakarta Post[/url],[/QUOTE]OK! Bankrupt is the wrong word...deficit is more appropriate.Btw Ron....your link is out of date. Here is a more up to date report on BPJS from Jakarta Post...[url=http://www2.thejakartapost.com/news/2016/04/14/bpjs-lose-rp-7t-despite-premium-hike.html]BPJS to lose Rp 7t despite premium hike | The Jakarta Post[/url]
spicyayam
Has anyone actually tried to make a claim? I heard you need to get a letter from the kepala desa if for example you need to go to hospital.
tel522
iv used bpjs dental services many times , appointment fix the problem , no pay , no problem .as the system is based on the uk model , in a normal situation you go to the agreed doctor , if its serious he will send you to hospital, in an emergency direct to hospital.As far as I know ,
davita
I don't know why you insist that BPJS is based on the UK model.UK nationalised its health care system in 1948... I recall the day as my father was a political advocate for socialism and he celebrated with his colleagues in the pub.... but forgot that his oldest son had just won a scholarship to an academy...I was 11.The UK NHS and Minister of Health controlled all health care services and hospitals. Doctors, nurses, hospital staff are employees of the UK NHS.It has been modified quite extensively since 1948.This doesn't even compare to BPJS whose administrators do not control any of the health care system...nor employ any medical staff. It is a national health [B]insurance[/B] scheme which pays for treatment for its members in selected, but not all, doctor's practices and hospitals.
JohnnyCool
I suggest you look and see what kind of visa (Kitas/Kitap) you hold as a retirement visa cannot be sponsored by an Indonesian wife.[/QUOTE]My Indonesian wife has been my sponsor for my retirement KITAS for several years now. Before that, I was using a government approved agent. Used to cost me about 7 juta/year. Now I'm paying 2.5 juta/year (including the Multiple Entry/Re-Entry Permit).I know nothing about the BPJS - haven't tried to apply.To me, this all sounds like the usual confusion and lack of accurate information from Indonesian bodies. Nothing new there.:icon_eek:
tel522
I don't know why you insist that BPJS is based on the UK model.UK nationalised its health care system in 1948... I recall the day as my father was a political advocate for socialism and he celebrated with his colleagues in the pub.... but forgot that his oldest son had just won a scholarship to an academy...I was 11.The UK NHS and Minister of Health controlled all health care services and hospitals. Doctors, nurses, hospital staff are employees of the UK NHS.It has been modified quite extensively since 1948.This doesn't even compare to BPJS whose administrators do not control any of the health care system...nor employ any medical staff. It is a national health [B]insurance[/B] scheme which pays for treatment for its members in selected, but not all, doctor's practices and hospitals.[/QUOTE]If you read the history of bpjs , the training for set up of the system was in uk, based on the uk model , paid for by the uk government as part of the assistance program for indonesia, there are many similarities in the organisation from a patient experience point of view , ie you select your doctor , he then becomes the filter to see if you need more serious investigation at the hospital, in an emergency you just go straight to hospital, just like uk ya.
davita
If you read the history of bpjs , the training for set up of the system was in uk, based on the uk model , paid for by the uk government as part of the assistance program for indonesia, there are many similarities in the organisation from a patient experience point of view , ie you select your doctor , he then becomes the filter to see if you need more serious investigation at the hospital, in an emergency you just go straight to hospital, just like uk ya.[/QUOTE]Can you please direct me to where I can read the history of BPJS? I insure my domestic staff in BPJS for health and social security and had their people people in my villa recently as their records indicated I hadn't paid the premiums... but it was because we changed the record to the staff's own names and paid on their behalf.,,so they would still qualify if they wished to leave our employ.It was explained as an insurance fund which pays for treatment to private doctors and private hospitals who have an arrangement with BPJS. Not all Doctors and Hospitals are part of this scheme....they are trying to get more and more to join as I understand most patients don't join until they need the system, so their premiums only start then.UK may have offered advice and funding but BPJS in no way reflects the UK NHS which runs all hospitals and Health Care from the Ministry of Health. BPJS doesn't run any hospitals or doctors.Please see my previous post where I linked to a Jakarta Post article which clearly identifies BPJS as an Insurance Fund.In fact, BPJS is more modeled on ObamaCare than UK NHS, as far as I see.
tel522
I appreciate bpjs is not the same as the nhs , but the concept of equal healthcare for all involved in the scheme dependent on need is very similar, ya of course standards and training ,equipment leaves a lot to be desired , but for a developing country just starting the system, I think they must be congratulated for their vision. I did some research on the system a year or so ago before I joined, when I read some comments on the system on "living in indonesia forum" from an old gent in lovina , saying how good it was , im afraid I did not keep the info, I will do some searching and pm you , I had to dig around for quite a while.
davita
BPJS was started just over 2 years ago. It superseded Jamsostek for the private sector and other programs for other civil service etc.It is a federal system designed to look after the health care, social welfare and pensions of all Indonesians in the future. It is early days yet and surely will be modified as time goes byI agree with tel522 and hope it has great success..... but it is already overspent and will probably need support from Gov't coffers for some while before it becomes self-sufficient. It is mandatory for the formal working sector but Indonesia is a big country with many in the informal working sector. IMO it will only work when all citizens are obliged to join, and pay premiums, and not wait till they need it..
balibule
I have BPJS and am getting a pension as well (not paid unless resign or retire I think)
hermit
I was told that the BPJS,announced as being for al inhabitants,was closed now for expats/non Indonesians..Can someone enlighten me if this is true?
