spicyayam wroteAnd just to add to Matsaleh's advice, you can only apply through an agent for the retirement visa. You have no choice to do it yourself. Apparently it is difficult to change agents later on, so you are kind of stuck with the one you start with. So choose wisely :) either by someone's recommendation or visiting them directly.
Many thanks, currently in Oz,going to Bali next week on the 30 days, then back to oz late July for a visit, any suggestions for a decent agent?