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Thread: House insurance

  1. #1
    Tourist
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    Default House insurance

    I have searched the forum for older posts, but can't find anything that really helps me, so I apologies if this has been answered previously
    Is it possible to get home and content insurance and if so is it possible for that to include flood or storm damage.
    Thanks in advance

  2. #2
    Super Moderator matsaleh's Avatar
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    Default

    Here's a couple of links to previous threads:

    Homeowners Insurance

    Home Insurance
    Madness takes its toll. Please have exact change.
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  3. #3
    Regular hermit's Avatar
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    Default insurance

    The real estate agent who sold me my house said it was little use insuring ,as almost for sure they would find a clause for not paying anything in case of damages.
    Did you include earthquake in your question?Very likely to happen as well.

  4. #4
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    We made an insurance claim to Allianz for some damage caused during a storm a couple of years back and they paid out immediately. In fact they were very helpful.

  5. #5
    Fanatic pollyanna's Avatar
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    We don’t have house insurance but our car insurance is with Allianz and they’ve been fantastic about small claims. Sitting in their office for repair approval takes forever and a day but they are pleasant to deal with and have had no arguments with our claims.
    My Bali observations here - http://baliquest.wordpress.com/

  6. #6
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    is this allianz in bali as we have asked in aus and they don't do it.

    can you get insurance if someone gets injured on your property here. I know at home it is automatically on the policy??????

  7. #7
    Addicted ronb's Avatar
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    Yes it is Allianz Indonesia. I think like with banks, insurance firms need to have an Indonesian company. See Allianz Indonesia

  8. #8
    Addicted gilbert de jong's Avatar
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    car allianz insurance, I agree with pollyanna...
    recently I totalled (crashed) a 3 month old car, no questions asked they paid out in full.
    don't read between the lines..i think the words are clear enough...:)

  9. #9
    Regular sakumabali's Avatar
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    I'm getting sick of this reckless motorbike drivers (yes me again), my wife had 3 accidents in the last 4 weeks (even better 2 accidents in 2 days), one time a Bluebird taxi suddenly stopped cause a tourist waved, collision - 700.000 Rupiah she had to pay + 1 Million for our dammage. Than two times motorbikes hit our door quite fast (this time the dammage is quite severe cannot open the door anymore), one time junction at Mc Donald Jimbaran, the other time in Negara, BOTH times the driver hit & run this is soo UNCOOL!!
    One car insured, the other one not....tired of bringing them to the bengkel & pay...BTW my wife is avery decent driver but I was not in the car so who knows? As in accidents between Balinese people it's always the fault of the others (cause Balinese are ALWAYS right) it could have been her fault too I admit
    Last edited by sakumabali; 09-05-2012 at 02:11 PM.
    Yesterday is history, tomorrow is a mystery, today is a gift; that's why they call it....the present

  10. #10
    Addicted gilbert de jong's Avatar
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    yeah, with such a trackrecord it might be cheaper to insure both cars..
    I totalled the car, sort of my own fault and had to pay 200.000 rupiah myself and the insurance company paid the rest (+- 50jt)
    don't read between the lines..i think the words are clear enough...:)

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