Bali Expat Forum - Bali Travel Forum

Has often been stated the importance of med. ins. with evacuation benefit for living in Bali. Could those who have such insurance share from which companies, agents to purchase, and any good or bad experiences with it.

Thanks much.

that's actually a question that has been on my mind as well. We are still insured on an expat insurance from Holland but it will only cover us for a maximum of five years. Since we don't have any plans on returning, does anybody has a good advise on local insurance companies. I have been to lazy yet to contact any that advertize in Bali Advertizer.

I've heard some use their amex gold insurance, which covers for 3months each visit, but these people are in and out frequently so it may work for them.. I'd be interesting in learning about some options too..

Ct

We cannot get an insurance, than we do not want to be flown back to NZ or Aussie. We like to stay here till the end and be buried here.

that's nice jogry.. ashes in bedegul?

ct

BIMC (Bali International Medical Services), has a variety of health-care packages available.

A bit over Rp 3 million/year, (roughly AUD 375), includes emergency evacuation, free consultations, and various 'discounts' for more specialised stuff/laboratory tests/etc.

Their web address is:

http://www.bimcbali.com

Worth a look...!

Yes, but don't confuse the BIMC packages with a real medical insurance. BIMC offers membership packages that offer discounts and benefits, but it is not the same as a medical insurance. I have seen a some regular adds in Bali Advertizer that I should give a call for more information.

Try 'BALI MEDICAL INSURANCE' in Denpasar.

The contact here is Sue Speak.

Sorry I don't have their phone no.

I am in the process of arranging insurance myself through them on the recommendation of a number of expats.

They will not push any particular product.

As Spitfire said BIMC and SOS are good but don't offer insurance as such, only membership packages.

Balined

Balined and Spitfire point out:

As Spitfire said BIMC and SOS are good but don't offer insurance as such, only membership packages.

That's all well and good but BIMC claims to include medical evacuation in their packages. At least that's something worthwhile, if they can/do deliver. I haven't had the pleasure of trying it out.

I believe that comprehensive medical insurance for expats in Indonesia is quite expensive. Still, if you need it and haven't got it, the alternatives can be much pricier. It's up to individuals to assess the costs for their own circumstances, and what price for 'peace of mind'.

(One of) My business(es) in Holland is insurance advice and financial planning. People who can afford it and are going to live elsewhere (from Holland) I always give the advice: http://www.william-russell.com/.

Sanurian wrote:I believe that comprehensive medical insurance for expats in Indonesia is quite expensive. Still, if you need it and haven't got it, the alternatives can be much pricier. It's up to individuals to assess the costs for their own circumstances, and what price for 'peace of mind'.

You've put it very clear Sanurian. Everything you get comes with the price you pay for it. With insurances it's the same. Everyone needs to assess their own situation and risk they want to take for insurance. Westerners are used to high premiums for medical insurance, but it typically comes with coverage for areas like fertility treatments, special dental treatments etc. If you don't need them and can cut them out... Maybe a membership at BIMC is enough.

I've gotten a really fast reply an good quotation from Bali Medical Insurance today including one from William Russell that they offer. The costs are similar to the one I have now from Holland looking at a glance.

It's very important to investigate the details of the costs that are covered and also which areas of the world if you are travelling a lot. For example: Some will cover for South east Asia only with a limit for outside those areas. USA is usually excluded or you pay a higher premium.

Medical evacuation can be a good thing to have covered, but not if all other cost afterwards are still not be covered or only to a limit (if you would like to have that be). To my opinion, medical insurance as a westerner in Bali is like your pension fund. How much you want to invest for security for things that might happen in the future. It's the piece of mind like Sanurian states very well that applies for Bali. You have to take care of yourself more as opposed to the western countries that like to take care of you...

As I wrote before, the insurance is too expensive for our age,
we are kitas holders and pay the same for medical cost as the indonesiars for hospital, doctors enz.

I have internatonal medical insurance that covers me world wide but is paid for by my company. I will check if I can get this privately and report back