HI....being the OP on this thread, I went back to my original post/questions thinking, "What have I done?" I wanted to quote (haven't figured that out), but basically I asked for varying opinions and thoughts, saying that I understand that there is "theory" - meaning "rules/laws" and "reality" - what actually happens. I'm interested in both.
STEP BACK - When I joined this Forum only a few weeks ago, I joined feeling that a forum is exactly that, a forum. By definition (to me) it means that many people from many backgrounds and many varying experiences offer their opinions/thoughts/feelings on whatever topics and questions are posed. OF COURSE people will disagree. It is human nature. In my honest opinion, being an adult, I am or should be able to take in all the opinions and information given and then make judgements or decisions. This forum isn't the only place and will not be the only place I search and seek out information.
I have also read a few laments on here that people join, get what they want and then scram, never to be heard of again. Posting this as a new member, I can understand the sentiment. In fact, within days after joining and asking a question, I was PMed by a "regular member" with some information accompanied by the comment that to post "on the forum" would surly bring on some kind of disparaging words or fight. PAUSE
Hmmmm...not very encouraging as a new member and again, being honest - quite intimidating to think a question or any kind might end up a "fight" amoung "regular members".
I think this is/should be/can be a valuable forum for those of us contemplating a move to Bali and a great place for "discussion" for those of you living there.
This is NOT meant to fuel the fire, but I guess that is my point exactly, some people may view this post as exactly that, some may think I'm being arrogant or unappreciative, some may think I'm intelligent (

) and trying to help and so on and so on and so on....
Anyway, as the OP I did get information through it all and thank everyone as it would also be true (I would hope) that everyone, in their own way, is trying to be helpful.
Thank you.
sj