Thread: Health Insurance for Indonesians abroad

Yeh, I hear ya Adam, loud and clear! By all accounts, both personal and as spoken to me by others, check out Bali Medical Insurance...Sue Speak being the boss.

Her contact information had been posted here many, many times. So, I’m sure you can find her with ease.

Not to brag, but in another life, and as once being an actuarial underwriter for the largest insurance company in the world...that being the Prudential, (the rock), I will, and for many years, have, personally vouched for Sue Speak, who as an agent represents some of the finest insurance companies.

My personal recommendation aside, I can also tell you that the majority of long term expats in Bali engage her expertise and knowledge when it comes to insurance matters.

Maybe it’s worth repeating a few of my own personal recommendations, forged over ten years of consistent living and business on Bali:

Money changing: PT Central Kuta

Insurance: Bali Medical Insurance, Sue Speak

Travel and events: Jack Daniels, Bali Discovery

Visa issues: PT Bali Ide

Sometimes I’d like to think that when someone who has been here 24/7 for as long as I have makes a recommendation, then maybe it will be taken seriously. But if not, that’s OK too...as I'll keep trying. Cheers!

Adam, does Ani have her PR yet? Or are you having to cover health insurance for visa requirements? Sorry, I can't remember if you are both living in Australia or still waiting for the day...

Not sure if the Balinese insurance Roy stated is of any use in either country although it certainly would be for Bali.

Ahhh, Jimbo, it's not Balinese insurance :roll: . The name of the brokerage company is Bali Medical Insurance and most of the coverage is underwritten by William Russell, which is a very highly regarded insurance company in Great Britain. The coverage is world wide, except that coverage in the US only applies for two week visits...which is understandable given the extraordinarily high cost of medical care there.

The idea with this insurance Jimbo is NOT to be treated here in Bali for anything serious, thus emergency medical evacuation, (air ambulance) is a key feature of these policies.

I cover myself and my family (five of us) for a little over $1,300.00 a year.

I think the point is though Roy is that Ani is effectively living in Australia - so it's not really a policy that is designed for someone living in SE Asia and needing to be repatriated out to say Singapore in case of serious illness - which is along the lines of what you have. It is every day health cover here in Australia, which has it's own challenges, and a travel insurance policy or one as I've just described would not necessarily be appropriate for a number of reasons that would be boring to go into.

But that aside, I'm glad you reminded my about Sue Speak as I was about to do a search for that info for myself - getting closer to the date when we will relocate back to Indonesia - so thanks.

Adam I will pm you with some info I've gleaned along the way from Damsiah organising his insurance in Australia.

Cheers

Freo

If Ani used her family’s address here in Indonesia as her policy address, then no problem. The Medical insurance I am speaking of only restricts coverage to a certain time limit in the US only. Everywhere else, there is no restriction. It’s a global policy and with global coverage. Adam could also be covered under this policy.

Moreover, it is assumed by the underwriters of these policies that the likelihood is that medical care will not necessarily be provided in Indonesia.

In other words Freo, the insurance is not just for medical evacuation, rather the insurance is a comprehensive health care insurance policy.